There are a lot of different types of insurance out there and it can be confusing to navigate through them all. We hope that this guide will give you a deeper understanding of insurance and help you make an educated decision when it comes to your insurance. Different states in the United States have different laws regarding the minimum amount of insurance you’re required to have. Often times some combination Collision Insurance and Comprehensive are…
Thinking about switching your insurance provider but you aren’t quite sure how or when to do it? We’re here to help! Whether you’re switching because you don’t like your current policy or just because you want something a little better, these tips will help you make the transition smoothly. 1. Shop around We know this is an obvious one, but if you’re desperate to get out of your current policy you might forget and just…
1. How does car insurance work? Car insurance is set up to alleviate the burden of an accident from the driver. When a driver is in an accident and they are covered by insurance, their insurance company will cover a large portion or all the repair or new car purchase costs based on their deductible and maximum payout. 2. How do deductibles work? Deductibles are the minimum amount an insured driver has to pay before…
What is a high risk driver? Most drivers don’t have flawless driving records and even fewer are a “perfect” driver in the eyes of an insurance company. There are a number of factors that go into determining the risk associated insuring a certain driver, not all of which actually have to do with their driving record. Teenage drivers. Just being a teenage driver is enough for an insurance company to consider you a higher risk…
You’re driving on a long road trip, it’s getting late and the sun it starting to set. You’ve been driving through the woods for a little while now and you’re getting a bit tired. Suddenly, you see your headlights reflect off the eyes of a deer in the road in front of you! What do you do? The correct thing to do is to drive straight and slow down as quickly and safely as possible.…
Knowing what to do and what not to do after an accident could be the difference between a settlement falling in your favor or not. There are some basic steps you can take to significantly increase the odds of everything going your way. The most important thing directly after an accident is getting off the road and to a safe location. Call 911 if anyone is injured. If your car is still in working condition,…
Today, we drive modern autos on safer roads, and driver courses and campaigns have ensured that most of us are safe drivers. Despite these developments, however, road accidents can occur at a staggering rate. While advancements in technology will reduced the number of car accidents, the fact remains that most vehicle accidents result from human error. Reduce the risk of being involved in both minor and major accidents by practicing safe driving. Regardless if you…
