Whether it is a recently purchased second-hand Chevrolet, or a cute used car that you are planning to buy for your 20-year-old daughter, you will definitely want to look for the best used car insurance options available. Let’s talk about a few issues that car owners face when buying insurance, especially if it is for a pre-owned car. For a start, if you are buying a used car, the insurance premium is likely to be…
Recently newscasters reported that an Onslow County roadway had been closed for several hours because of a log truck that crashed into a utility vehicle. The drivers of the vehicles were safe but the trucks were definitely totaled. Such accident news reports get flashed every other day. Though no life is lost, many trucks ‘die’ on the spot. Really? Not necessarily. These trucks get a new lease on life at salvage yards. Because these trucks…
Are Cell Phones Life Savers, or do they Take Lives? The National Highway Traffic Safety Administration reported that texting while driving is responsible for 1.6 million crashes every year, which is the cause of 25 percent of all driving accidents. On the opposite side of the spectrum, families report that without a cell phone, loved ones couldn’t have been contacted during emergencies. States across the U.S. provide their citizens with specific driving laws. According to…
A Lapse In Judgement Allowing your car insurance to lapse is a huge risk to you both financially and physically. Being uninsured for even a few days opens up a window where getting in an accident may incur massive out of pocket expenses that you have to pay. That can be tragic and the best way to avoid it is to make sure that your car insurance never lapses. Outside of getting in an accident,…
If you’ve recently purchased a car using financing, you’re probably looking at these types of insurance. In fact, if you bought your car from a dealer, there’s a good chance they talked to you about or sold you some GAP insurance to go along with your car. That’s because if you took out a loan or financing to buy your car, this type of insurance will cover you in the event of your car being…
There are a lot of different types of insurance out there and it can be confusing to navigate through them all. We hope that this guide will give you a deeper understanding of insurance and help you make an educated decision when it comes to your insurance. Different states in the United States have different laws regarding the minimum amount of insurance you’re required to have. Often times some combination Collision Insurance and Comprehensive are…
Thinking about switching your insurance provider but you aren’t quite sure how or when to do it? We’re here to help! Whether you’re switching because you don’t like your current policy or just because you want something a little better, these tips will help you make the transition smoothly. 1. Shop around We know this is an obvious one, but if you’re desperate to get out of your current policy you might forget and just…
1. How does car insurance work? Car insurance is set up to alleviate the burden of an accident from the driver. When a driver is in an accident and they are covered by insurance, their insurance company will cover a large portion or all the repair or new car purchase costs based on their deductible and maximum payout. 2. How do deductibles work? Deductibles are the minimum amount an insured driver has to pay before…
What is a high risk driver? Most drivers don’t have flawless driving records and even fewer are a “perfect” driver in the eyes of an insurance company. There are a number of factors that go into determining the risk associated insuring a certain driver, not all of which actually have to do with their driving record. Teenage drivers. Just being a teenage driver is enough for an insurance company to consider you a higher risk…
You’re driving on a long road trip, it’s getting late and the sun it starting to set. You’ve been driving through the woods for a little while now and you’re getting a bit tired. Suddenly, you see your headlights reflect off the eyes of a deer in the road in front of you! What do you do? The correct thing to do is to drive straight and slow down as quickly and safely as possible.…
